About Chris Hutton Home Loans

When it comes to getting the right finance, you need someone who has the knowledge of the latest loan products, the connections with the right people to get a better deal and the experience to deliver the right finance for your situation now, and in the future. With over 16 years experience in the industry, Chris Hutton Home Loans ticks all these boxes, offering a premier solution that takes the stress and confusion out of getting a loan, and replaces it with quality service and genuine care.

Our process is simply – book an appointment, speak to us and get the loan that’s right for you.

Our range of services include refinancing existing loans, helping first home buyers get on the property ladder, organising finance to help borrowers upgrade to a new home, sourcing short term finance for personal loans, arranging asset & equipment finance for businesses looking to expand, coordinating commercial loans for business owners looking to move into bigger premises and helping find competitive finance for anyone looking to purchase a new car.

We also tackle some of the more niche areas of lending such as SMSF lending, franchise lending and most business/equipment finance applications. Book an appointment with us today to experience our quality customer service.

Refinancing Your Loan
Purchasing Your Next Home
Buying Your First Home
Business Finance
Asset & Vehicle Finance
Personal Loans
Investing In Property
Pre-Approval
Low Doc
Credit Impaired

Refinancing Your Loan

When was the last time you properly assessed your current loan? If it has been any more than 6 months, then it’s worth having a home loan check-up because as time passes, so do your needs change and the market.

As your needs and financial situation change, you might be able to contribute more towards your home loan and get out of debt sooner. You may have received a promotion, or gone through significant life changes such as getting married or had your first child. Refinancing will allow you to ensure your home loan is still in line with your life. Chat to us today about getting a better deal on your loan.

Purchasing your next home

While researching finance for a new home, you’ll notice low fixed & variable rates, a range of loan features including redraw options offset accounts, just to name but a few.

At Chris Hutton Home Loans, we’re here to help you get a better understanding of available options in the market and equip you with knowledge to assist you to make the ideal decision for you. We can also research and negotiate with lenders on your behalf to help you obtain a great interest rate.

First Home Buyers

When looking to buy your first home, you’ll notice that the loan marketplace is flooded with options. While daunting, the variety of financial institutions available mean there is healthy competition to provide new products and services.

If you are getting confused with the process of securing a home loan, thats where we can help. Chris Hutton Home Loans can happily aid you in understanding the world of residential lending and guide you towards your ideal financial solution without the stress and pain of a traditional application.

Business Finance

Business finance can be as unique as the business it serves. That’s why its important to speak with a broker who will take the time to understand your individual needs before searching for options for you. Having a thorough and positive approach to your finance will ensure you get the ideal fit for your business.

If you’d like to learn more or secure our help, get in touch today.

Asset & Vehicle Finance

Whether you’re looking for a new vehicle or need to secure business equipment, we can help. We have a great deal of knowledge when it comes to the application process for both personal and commercial lending. Best of all, with our team having access to over 50 lenders, you will be able to select the type of business loan you want from a wider range of lenders.

Personal Loans

A personal loan is just that – personal. It can be used for your next holiday, fixing up your car or put towards an expensive hobby. With a wide range of reasons to take out a personal loan, it’s no surprise that there are plenty of options available on the market.

So, how do you know which loan is suitable? At Chris Hutton Home Loans, we do the research for you. We ensure you find the ideal loan, then guide you through the process, every step of the way.

Investing in Property

If you want to build your wealth by accessing home equity for investment in property or shares, our team has relationships with lenders that allow the credit limit to remain constant for up to 10 years with interest only investor loans.

With access to over 50 lenders, including major banks and non-bank lenders, we can offer investors the ability to borrow up to 95% of the property value + capped LMI. We also have access to products that only require 5% genuine savings to help you reach your investment goals sooner.

Low Doc Loans

Looking for finance but self employed and missing some of the paperwork most lenders consider mandatory? With the right professional behind you, low doc finance can be a great alternative to traditional finance.

At Chris Hutton Home Loans, we understand the nuances of self employment and the impact this has on finance. If you’d like help with an application or would like to learn more, get in touch today!

Credit Impaired

Do you have a less than stellar credit history? You’re not alone. We see clients all the time who have blemishes like missed payments and many find finance that works for their needs.

At Chris Hutton Home Loans, we have a panel of diverse lenders who are able to help with specialist funding lines. Get in touch today to learn more.

 

Frequently Asked Questions

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We know people have questions, that’s why we have prepared this section to answer a few of the most common ones. If you have further questions, not listed below, feel free to get in touch and we will be happy to help.

Our services won’t cost you a cent. Commonly, brokers get their fees paid by the lender after your finance has settled.

Brokers are here with a stockpile of knowledge and contacts. It is our job to help you from start to finish with research, paperwork, communicating with the lender and finally settlement. We handle all of the paperwork and communication for you to ensure a smooth and easy process.

Often, Brokers have relationships with various lenders. We go through a process of accreditation with each lender which builds trust and opens the door to beneficial rates and services. Get in touch today and we will see if we can negotiate on your behalf.

Contact Us
For more information on how we can help you, contact us today.

General Enquiries
0402 132 627